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Travel insurance on subscription

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Take cover out online
Pay monthly
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Worldwide protection

Package

Personal
liability

Cancellation &
SOS assistance You are unable to start your booked trip or have to cancel it because of illness, an accident or flooding. Or you are dependent on emergency assistance during your holidays.

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Luggage Your luggage does not arrive, is damaged or is stolen.

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Medical and
hospital costs You are dependent on medical assistance while travelling abroad.

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Excess guarantee for
hire vehicles If your hire vehicle has to be towed away, for example, this cover means you do not pay any excess.

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Flight You miss your connecting flight through no fault of your own, the flight is cancelled due to the airline's insolvency or you suffer injuries due to an air accident.

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Breakdown
assistance Motorbikes, cars and motorhomes are insured if you break down while travelling.

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Choose package

Travel
S

Ideal for travellers who only need the essentials and want to enjoy their adventures without complications.

Personal liability

Package S

from 8.50 per month Calculation basis 05.02.2025

Start date: 06.01.25
Adress: Zurich
People: 1 adult

Travel
M

Perfect for holidaymakers looking for a balanced mix of protection and convenience for worry-free travel.

Personal liability

Package M

from 21.65 per month Calculation basis 05.02.2025

Start date: 06.01.25
Adress: Zurich
People: 1 adult

Travel
L

Ideal for those who want to be protected against all eventualities so that they can enjoy their trip to the full.

Personal liability

Package L

from 29.95 per month Calculation basis 05.02.2025

Start date: 06.01.25
Adress: Zurich
People: 1 adult

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Details of cover

What does travel insurance cover?

The basic travel insurance package covers you in the event of cancellation or an emergency during your trip. With the additional options, you can also insure medical costs, your luggage and your flight, among other things.

Cancellation & SOS assistance

What is covered

Cancellation costs

You are unable to start your booked trip or have to cancel it because of illness, an accident or flooding. Or you are dependent on emergency assistance during your holidays.

Example:

You fall ill with severe pneumonia while travelling and have to go to hospital. You’re unable to continue your journey.

SOS assistance

You need to call an ambulance during your holiday because of an emergency.

Example:

You’ve had an accident on a scooter while on holiday and need to be taken to hospital by ambulance.

Volcanoes and natural disasters

A natural disaster or volcanic eruption makes it impossible for you to continue your journey.

Example:

You wanted to travel to Egypt, but a volcano erupts in Italy before your departure and your flight is cancelled.

What is not covered

Cancellation costs

Pre-existing or foreseeable events at the time the insurance was taken out.

Example:

You want to drive to the airport in your car, but you break down on the way and miss your flight. The breakdown occurred because you failed to maintain your vehicle properly.

SOS assistance

Events that were foreseeable before departure or were caused by inadequate vehicle maintenance.

Example:

You were already receiving medical treatment when you took out the insurance and your trip extension is a consequence of this.

Volcanoes and natural disasters

Events that had already taken place before you took out the insurance or booked your trip.

Example:

A location has been affected by flooding, but you book a trip there anyway.

How we help you

Cancellation costs

In the event of a claim, the insurance will cover the cancellation costs up to the insured amount.
If an insured person is unable to start their trip, the insurance will cover the costs of rebooking or cancellation.
If a person has to interrupt their trip due to an insured event, the insurance will cover the additional costs of the unscheduled return journey.

SOS assistance

In the event of a claim, the insurance will cover search and rescue costs, transport to the nearest hospital, the costs for a temporary return and the additional costs of an unscheduled return or repatriation in the event of death.

Volcanoes and natural disasters

The insurance will cover your losses if you have to cancel your trip or are unable to start it due to a natural disaster. The maximum sum insured is CHF 2,000.–.

Luggage

Medical and hospital costs

Excess guarantee for hire vehicles

Flight

What is covered

Flight delay

You miss your connecting flight due to the first flight being delayed by at least three hours.

Example:

The pilot arrives late, which is why your flight is not able to take off until after a three-hour delay and can’t make up the time. You therefore miss your connecting flight.

Protection in the event of airline and service provider insolvency

Your travel provider has gone bankrupt and your trip will not go ahead.

Example:

You’ve booked a cruise, but then the shipping company files for bankruptcy and your trip does not go ahead.

Air accident

Accidents that you suffer as a passenger when travelling in an aircraft.

Example:

You suffer serious injuries during the flight due to turbulence, resulting in (partial) disability.

What is not covered

Flight delay

The delay occurred through your own fault.

Example:

You booked your connecting flight yourself and allowed just 10 minutes for the changeover, and you missed your connection as a result.

Protection in the event of airline and service provider insolvency

The bankruptcy of the travel provider was foreseeable.

Example:

The travel provider announced its initial insolvency before you made your booking.

Air accident

You were partly responsible for the incident that led to the accident.

Example:

You smuggled toxic substances onto the aircraft.

How we help you

Flight delay

The insurance will cover costs up to a maximum of CHF 1,000.– for continuation of the journey if the flight is delayed by at least three hours. The insurance will make this payment after the responsible airline has paid its share to cover the additional costs.

Protection in the event of airline and service provider insolvency

The insurance will cover the costs of rebooking or transferring the booking to another provider.

Air accident

The insurance will cover the medical costs incurred as a result of the accident, after the health insurance or accident insurance has paid its share.

Breakdown assistance

The small print (T&Cs)(opens in new tab)

The benefits for you

Take out policy easily online

You can take out the insurance subscription easily online in a few clicks. No paperwork or complicated consultations.

Monthly payments

Your insurance subscriptions can be conveniently paid for through your Swisscom bill as usual, in just the same way as your other Swisscom subscriptions.