Legal protection insurance
For peace of mind in any legal dispute
Problems with your landlord, an argument with neighbours or difficulties at work: legal disputes can arise out of the blue. Legal protection insurance is there to indemnify you in case of dispute and ensure you receive the legal advice you need.
From 2.40 per month
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What is Swisscom sure?
Swisscom sure offers flexible insurance tailored to you.
Legal protection insurance is offered in association with our partner AXA-ARAG Legal Protection Ltd..
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Put together your legal protection insurance
- the perfect fit for your life
You can put together the legal protection insurance you require from 7 different modules. To help you decide, we have brought together a selection of the most popular modules for different life situations.
Single person
Most popular modules:
- Home & Everyday
- Mobility & Travel
- Health & Personal Insurance
- Work
ca. 29.– per month
Couple & family
Most popular modules:
- Home & Everyday
- Mobility & Travel
- Health & Personal Insurance
- Work
- Partnership & Family
ca. 36.– per month
Retired couple
Most popular modules:
- Home & Everyday
- Mobility & Travel
- Health & Personal Insurance
- Partnership & Family
ca. 26.– per month
Our 7 modules at a glance
What does legal protection insurance cover?
The legal protection insurance can be flexibly configured from 7 different modules to suit your specific needs and preferences.
Helps you with legal issues or disputes in connection with rent, property or everyday transactions, from shopping to privacy violations.
For example: Your heating has not been working for two weeks, but your landlord is refusing to have it repaired or reduce your rent.
Your cover for legal issues and disputes in connection with vehicles, road traffic offences and travel.
For example: The supposed dream hotel at your holiday destination turns out to be a run-down hovel.
This is the option for legal issues and disputes in connection with health, maternity, retirement or unemployment.
For example: Your health insurer is refusing to cover the cost of treating the scars from your recent surgery.
For all issues relating to employment law; helps you with legal issues and disputes in connection with work.
For example: You wish to challenge a poor work reference given by your employer.
Helps with disputes and issues in connection with school authorities right through to divorce.
For example: You aren’t happy with your child’s daycare, so you terminate the contract. The daycare centre is now refusing to refund the fees you’ve already paid.
Helps with legal issues and disputes with the Swiss tax authorities regarding income tax and wealth tax.
For example: The tax authority is refusing to accept the deductions on your tax return.
Always the right choice: Receive three hours of legal advice per insurance year on all issues relating to Swiss law.
All benefits a glance
Extremely flexible
Tailored to your needs and current life situation.
Pay monthly
Pay once a month via your Swisscom bill – no annual charges and no additional charge for payment in instalments.
Short notice periods
Stay flexible: The contract can be terminated at any time under observance of a 14-day period of notice before the end of the month.
Up to 10% discount
The more modules you take out, the greater the discount on all selected modules
(From 2 modules: 3%; from 3 modules: 6%; from 5 modules: 10%).
Overview in My Swisscom
You can access a clear and transparent overview of your insurance at any time in My Swisscom.
Legal protection insurance
From 2.40 per month
General Terms & Conditions
Any questions?
Give us a call
What happens in the event of a legal case?
Legal disputes can arise out of the blue without any intention on your part. This often results in lengthy, stressful paperwork wars and high legal and court costs.
A legal dispute is looming
Whether it’s an argument with a neighbour, issues after shopping, traffic problems or difficulties at work: a legal dispute has occurred out of the blue, without any fault on your part. Fortunately, you already have legal protection insurance.
Report your issue
Report your legal issue or case and submit the relevant documents to your legal protection insurer. You will receive competent and personal support.
A fast response to your legal question
The lawyers at your legal protection insurer will advise you individually on your legal question and take over complex investigations as well as communication with the other party on your behalf.
Competent and individual legal support with your case
If an agreement with the other party cannot be reached, legal protection insurance will support you in court and cover any costs incurred, including lawyer’s fees, court costs or costs for legal experts.
Any questions?
We will be happy to assist.
Why do I need legal protection insurance?
When life doesn’t go as planned, you may find yourself involved in a legal dispute or in need of legal advice. Besides causing stress, it can also become expensive. That’s why we recommend taking out legal protection insurance. We would advise arranging legal cover for as many eventualities as possible. We therefore highly recommend the module Legal Advice PLUS. This module gives you three hours of legal advice per insurance year on all issues relating to Swiss law.
Does personal liability insurance not cover legal issues?
Personal liability insurance covers you for damaging property belonging to third parties or even harming third parties. In such cases, personal liability will examine third-party claims and is therefore a kind of indirect legal protection. However, liability insurance does not cover you if you wish to assert your rights as a claimant.
When can legal protection insurance help?
Legal protection insurance is there to help when life doesn’t go as planned and you have a legal issue or find yourself involved in a dispute. The support we provide ranges from legal advice to representation in a court of law. sure legal protection insurance allows you to choose from and combine the following modules: Home & Everyday, Mobility & Travel, Health & Personal Insurance, Work, Partnership & Family, Taxes and Legal Advice PLUS. You can find more information about the various modules here and in the Terms and Conditions(opens in new tab).
What costs are covered by the legal protection?
The legal protection insurance covers the costs of:
- Legal advice and processing of your legal case by AXA-ARAG lawyers
- Appointing an external lawyer
- Proceedings before state courts and authorities
- Expert opinions
- Mediation and arbitration proceedings
- Compensation for costs of proceedings and parties’ expenses
A detailed list of all the costs covered can be found in paragraph A.5. “What is insured?" of the General Terms and Conditions (GTC)(opens in new tab).
Is my entire family covered by the legal protection?
Yes, if you specify the additional persons by name when concluding the insurance, if these persons are registered at the same address (residence certificate), and you take out multi-person insurance.
What is the deductible for legal protection insurance?
sure legal protection insurance includes a deductible of CHF 0.–.
What is a waiting period or qualifying period?
The waiting period, also known as the qualifying period, is the amount of time you must wait after concluding insurance before some or all of your coverage comes into effect. Swisscom sure legal protection does not have a waiting period. If you conclude legal protection insurance with Swisscom sure, you are protected as of the next day.
I am involved in a dispute with a neighbour that has escalated to the point where it is going to court. I would now like to take out legal protection insurance to obtain legal support. Is this case covered?
No. This is considered a pre-contractual event. This is a term used to describe a legal case or legal dispute whose cause occurred prior to taking out a legal protection insurance policy. For cover to apply, the triggering event and need for legal protection must arise during the insurance term. With Swisscom sure, you are insured against future legal cases from the next day after arranging the cover. However, legal protection insurance from Swisscom sure still excludes coverage for pre-contractual legal cases.
Am I free to choose my own lawyer?
Our partner AXA-ARAG typically provides lawyers and experts to ascertain the legal position. However, in some cases it is useful to appoint an external lawyer. If the insurer considers this necessary, a suitable lawyer will be suggested to you. For more details, please see paragraph A.7. "How are the legal cases handled" of the General Terms and Conditions (GTC)(opens in new tab).
Give us a call.
Unable to find the answer you were looking for or in need of additional help?
The Customer Care Team at Swisscom sure will be happy to help you.
Lines are open Monday to Friday 8 am to 5 pm.
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