The insurance covers the vehicle rented by the insured person, such as a car or motorbike.
For example: You rent a car for a road trip, have an accident and the car is damaged to the tune of CHF 5,000. You have an excess of CHF 2,000. This is covered by the insurance.
The insurance does not cover damage to rental vehicles that are not registered or if damage occurs on non-public roads.
For example: You do not drive on the official road for fun, but want to enjoy an off-road experience. The car is damaged in the process.
The insurance covers the damage up to the amount of the deductible, up to a maximum of CHF 10,000 per rental contract.