Your luggage does not arrive, is damaged or is stolen.
For example: You fly off on holiday, and your luggage arrives a day later, so you have to buy essential items at your holiday destination.
Benefits are excluded if you act with gross negligence, damage occurs as a result of wear and tear, you do not store items in a manner appropriate for their value, or you have not contacted the police within 24 hours.
For example: You are transporting your Rolex watch in a suitcase, and it is stolen.
In the event of total loss or definitive loss, the insurance covers the current value of the insured items up to the insured amount or, in the event of partial loss, covers the costs of repair.