Motorbikes, cars, motorhomes and trailers are insured if you break down while travelling.
For example: You are on a road trip through Europe on your motorbike, but your motorbike breaks down, so you can't continue and have to call a towing service.
The insurance does not cover hired vehicles, damage to the vehicle that already existed before the start of the journey or incidents that arise because the vehicle was inadequately maintained.
For example: You rent a car in Spain and have a parking accident, so the car has to be towed away and repaired.
The insurance covers the costs of recovering, towing and repairing the vehicle up to CHF 400.–, taking into account the current value of the vehicle.